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Commercial Insurance

Insuring your business? Pearl can help you with your business insurance needs.

If something goes wrong, having the right insurance may make the difference between the success and failure of your business. Pearl's commercial insurance range has been designed to offer you the flexibility to choose the cover that meets the needs of your business. This also ensures that having selected the appropriate cover you are only paying for what you need.

Call us for a quote on 0845 603 3620 (Lines are open Monday to Friday 8am to 6pm).

Our range is tailored to provide a no-fuss, straightforward approach to dealing with your claims.

Our policies offer excellent value and are designed for most types of small to medium sized businesses, from shop owners to hoteliers, manufacturers to wholesalers, motor traders to tradesmen, property owners to professional people working from an office.

Having selected the right policy to protect your business, a wide choice of cover is available including:

  • All-risks cover for your buildings and/or contents
  • Business interruption
  • Employers, public and products liability
  • Money and personal assault
  • Stock and goods in transit and personal accident.
We can even insure your vehicles under our Fleet or Commercial Vehicle motor policies.

Some of the benefits of our range of policies include: *
  • Flexible cover to suit your business needs
  • Various discounts available, including no claim discount
  • Legal expenses included as standard in most policies. This includes a 24 hour helpline for commercial property assistance, stress counselling and tax and VAT advice
  • Interest free direct debit payment option (not commercial vehicle policy)
* Your premium will depend on your individual circumstances and exclusions may apply. Pearl is a trading name of Pearl Assurance plc and the Pearl brand name and logo are trade marks used under licence by AXA Insurance UK plc. Pearl Commercial Insurance is arranged, underwritten and administered by AXA Insurance UK plc. Registered in England under No. 78950 with its registered office at 5 Old Broad Street, London EC2N 1AD. Pearl Assurance plc acts as introducer for Pearl Commercial Insurance. Both companies are authorised and regulated by the Financial Services Authority. Telephone calls may be monitored or recorded. These pages are intended for UK residents only excluding Northern Ireland and the Channel Islands.

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