Pearl is part of Pearl Group Limited, a specialist owner/manager of long-term savings and investment portfolios which also includes NPI, Phoenix, London Life, Scottish Mutual and Scottish Provident. Pearl’s primary focus is looking after £13.9 billion of assets in our closed funds on behalf of our 2.6 million policyholders.

We also provide access to a range of financial products including car, home and travel insurance; equity release plans to boost retirement income; and commercial insurance for your business.

Pearl Group Limited is backed by two large investment organisations, Sun Capital Partners and TDR Capital, both of which are committed, experienced and long-term investors, focused on the key areas of importance to policyholders, namely long-term investment returns, financial security and service.

* A fund is defined as ‘closed’ if no new policies are being sold, ie. it is closed to new business. In the UK, there are approximately 70 closed life funds with a value of more than £290 billion, amounting to one fifth of the long-term insurance sector.

Our history

Pearl has been a household name for more than a century. Visit our history page to find out more about Pearl’s 140 year history.